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<span>發布時間: 2021-07-05</span><span > 來源:新華社</span><span id="hitid"></span><span style="display:none;">發布人:</span> </p> </div> <div class="edit_con_original"><p style="text-align:justify;text-indent:2em;"> <br /> </p> <p style="text-align:justify;text-indent:2em;"> <span style="font-size:16px;font-family:SimSun;">2021年7月1日上午,國家融資擔?;?、山東擔保集團與齊魯銀行合作的銀擔“總對總”批量擔保業務正式落地,首批擔??蛻魹槭葷?、青島、泰安三市的5家小微企業及個體工商戶,擔保貸款金額430萬元。這標志著國家融資擔?;鹋c地方法人銀行合作的“總對總”批量擔保業務在山東實現新突破。</span> </p> <p style="text-align:justify;text-indent:2em;"> <span style="font-size:16px;font-family:SimSun;"><br /> </span> </p> <p style="text-align:justify;text-indent:2em;"> <span style="font-size:16px;font-family:SimSun;">為進一步貫徹落實國務院有關文件精神和財政部工作要求,充分發揮政府性融資擔保政策功能作用,切實緩解小微企業、“三農”主體融資難融資貴問題,國家融資擔?;鹜瞥隽恕秶胰谫Y擔?;鹋c地方法人銀行銀擔“總對總”批量擔保業務合作試點方案(試行)》。山東擔保集團積極響應,與齊魯銀行迅速達成合作意向并向國家擔?;饒笏土嗽圏c方案,獲得國家融資擔?;饘徍送ㄟ^,簽署三方合作協議,并明確首年合作額度不低于30億元。</span> </p> <p style="text-align:justify;text-indent:2em;"> <span style="font-size:16px;font-family:SimSun;"><br /> </span> </p> <p style="text-align:justify;text-indent:2em;"> <span style="font-size:16px;font-family:SimSun;">此次由國家融資擔?;鹬鲗苿拥呐c齊魯銀行合作的“總對總”試點業務是在原有“總對總”業務模式上的進一步創新:<strong>一是</strong>充分發揮了省級擔保機構在本省的溝通協調優勢以及地方法人銀行聚焦本地普惠領域、決策流程短等特點,取消備付金,極大降低了銀擔逐級溝通對接的工作量,業務模式更加靈活高效;<strong>二是</strong>通過銀擔系統直聯,實現融資擔保業務批量化、線上化運行,形成線上操作、系統審核、批量擔保的純線上融資服務流程,增強了小微企業融資的便利性;<strong>三是</strong>由省級擔保機構直接開展批量擔保業務,可迅速覆蓋全省、服務全省,有助于彌補各市擔保體系發展不均衡的短板,擴大政府性融資擔保覆蓋面。</span> </p> <p style="text-align:justify;text-indent:2em;"> <span style="font-size:16px;font-family:SimSun;"><br /> </span> </p> <p style="text-align:justify;text-indent:2em;"> <span style="font-size:16px;font-family:SimSun;">下一步,山東擔保集團將進一步發揮省級擔保體系龍頭作用,堅持政策性定位、市場化運作、數字化轉型,在擴大批量“總對總”業務規模的同時,持續加大產品研發推廣力度,推進新型政銀擔業務合作模式不斷優化,引更多的金融活水注入小微、“三農”等普惠領域,助力山東實體經濟高質量發展。</span> </p> <p style="text-align:justify;text-indent:2em;"> <br /> </p> <p style="text-align:justify;text-indent:2em;"> <br /> </p> <p 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